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HOW
TO KEEP YOUR DEBIT CARD PRIVILEGE.
A new regulation requires us to
make some changes to services on your account. Effective August 15,
2010, the everyday purchases you make with your debit card and your ATM
transactions will no longer be covered by our Bounce Protection service.
If you do not have enough money in your account or the funds are not yet
available, your card will be denied.
If you want to continue to have
this valuable safety net in case of an emergency, you must let us know you
want this service or you will lose this flexibility.
Please watch your mail for our
special Opt In form. Also take the time to consider the ways you use
your account and debit card and make the choice that is right for you and
your family.
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Temporary
Liquidity Guarantee Program
Our institution has elected to participate in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOW accounts are not eligible for the guarantee.
On October 9, 2008, FDIC deposit
insurance temporarily increased from $100,000 to $250,000 per
depositor through December 31, 2013.
Helping You Stay
Safe Online
Jonesburg State Bank,
along with the banking industry, recognizes that as the electronic
financial world gets more complex, online fraud has become more
sophisticated. In an effort to help you stay safe online we
would like to offer some safety tips to help protect your personal
information.
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Do not reply to any
unsolicited e-mail, pop-up message or phone call asking for
personal and/or financial information. Legitimate
businesses should never ask for this information online.
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Do not open any
e-mail link or attachment if you suspect the message is
fraudulent. Be suspicious.
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Review account
statements regularly to verify all transactions.
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Use anti-virus
software, anti-spyware and a firewall,
and keep them up to date.
While no defense can
protect against every threat, you can enhance your security online
with some common sense and a little healthy skepticism.
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