Checking Accounts

Common Cents Checking

• Minimum $100 to open
• Monthly service charge of $5.00 is based on Relationship Banking
• Relationship Banking: If you maintain a minimum balance of $300 on deposit, with our bank in any combination of deposit accounts, there will be no monthly service charge.
• Unlimited Check Writing
• No monthly service charge for senior citizens (age 62 and over) and for customers who are currently enrolled as full time students.
• Free Shazam ATM card service or Shazam Check Debit Card (upon request)

Premium Gold Account

• Minimum $100 to open
• Monthly service charge: $7.00
• Unlimited check writing
• 150 free premium gold checks per year
• $5.00 off safe deposit box rental per year
• Free Shazam ATM card service or Shazam Check Debit Card (upon request)
• $10,000 AD&D Insurance
• Service free money orders and cashiers checks
• Free notary services and coin rolling
• Free photocopy service
• Savers Club discount book
• Credit card protection
• Reduced rate on installment loans
• Extend a loan privilege

Shazam Checking

• Minimum $100 to open
• No monthly service charge
• No minimum balance required
• Twelve checks or less per statement cycle at no charge, $.50 per check for each additional check written
• Free Shazam ATM card service or Shazam Check Debit Card (upon request)

Interest Checking Accounts

NOW Account

• $750 minimum balance
• $7.50 monthly service charge if below the minimum balance

Interest rate is tiered:

• Up to $10,000
• $10,001 to $25,000
• $25,001 to $50,000
• $50,001 & up

Money Market Account

• $1,000 minimum balance
• $10.00 monthly service charge, if below the minimum balance

Interest rate is tiered:

• Up to $10,000
• $10,001 to $25,000
• $25,001 to $50,000
• $50,001 & up

Certain restrictions apply

Super Money Market Account

• $75,000 minimum balance required
• $25.00 monthly service charge if below minimum. Interest rate will drop 2.5% (250 basis points)

This account will pay a premium rate of interest.

Certain restrictions apply

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