FRAUD ALERT

Our debit card vendor, Shazam, has alerted us to fraudulent telephone calls being reported by some of their customers.  The call is made by an automated system in which a pre-recorded voice advises that the cardholder must reactivate their card by entering information immediately.  These calls are fraudulent and have not been authorized by Shazam.  We would like to remind you that Jonesburg State Bank or our vendors will never contact you by telephone or email and have you give personnel private information.  We have not had any reports of our customers experiencing any of these calls, but if you do, please contact the bank at 800-811-0991.

Temporary Liquidity Guarantee Program

Our institution has elected to participate in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

On October 9, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

Helping You Stay Safe Online

Jonesburg State Bank, along with the banking industry, recognizes that as the electronic financial world gets more complex, online fraud has become more sophisticated.  In an effort to help you stay safe online we would like to offer some safety tips to help protect your personal information.

• Do not reply to any unsolicited e-mail, pop-up message or phone call asking for personal and/or financial information.  Legitimate businesses should never ask for this information online.

• Do not open any e-mail link or attachment if you suspect the message is fraudulent.  Be suspicious.

• Review account statements regularly to verify all transactions.

• Use anti-virus software, anti-spyware and a firewall, and keep them up to date.

While no defense can protect against every threat, you can enhance your security online with some common sense and a little healthy skepticism.